304 N Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 304 N Bernhardt Ave, Gerald, MO 63037

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,420 sqft · built 1999
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Last Sale$149,900 (Apr 2017)
Tax Bill$2,012 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-1-01.0-0-099-008.000

Property Details

APN / Parcel Number

Primary APN25-1-01.0-0-099-008.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,420 sqft Living Area

Exterior

Year BuiltBuilt 1999
Architectural StyleA-Frame
Construction TypeFrame
Lot Area60,984 sqft (1.4 acres)
Patio Area286 sqft

Location & Zoning

Street Address304 N BERNHARDT AVE
CityGERALD
StateMO
Zip63037-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW SW E OF HWY Y
Legal Range04W
Legal Township42
Legal Section01
Legal Block99
JurisdictionFRANKLIN MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1073
Census Tract800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 N BERNHARDT AVE, GERALD, MO 63037-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2017 · Amount on Record
Deed SaleApr 11, 2017 · Amount on Record
Prior SaleMar 2, 2010
Deed Document Number1705224
Record UpdatedJun 8, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 11, 2017
Property Address304 N BERNHARDT AVE, GERALD, MO 63037-1625
Document Number0000005224
Instrument DateApr 7, 2017
Instrument5224
Transaction TypeTransfer
Record UpdatedApr 17, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N BERNHARDT AVE GERALD MO 630371625, GERALD, MO 63037-1625

Mortgage

Document Number5225
DateApr 11, 2017
Instrument5225
Lender
NameCORNERSTONE MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term360 Months
DueApr 10, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityGerald City
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,012.00 (+24.97%)$31,310 (+12.61%)$164,790 (+12.61%) Land $11,200 Building $153,590
2023$1,610.00 (-11.97%)$27,805$146,340 Land $11,200 Building $135,140
2022$1,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
FireServe
Fixed Wireless · not low latency
100 / 50
Sparklight
DSL · Fiber in parts of the area
25 / 3

May also be available: AT&T, Wisper ISP.

Nearby Properties on N Bernhardt Ave

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