Franklin County property record for 302 N Bernhardt Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,437 sqft · built 1999 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Jan 2019 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-01.0-0-099-008.130 |
| Primary APN | 25-1-01.0-0-099-008.130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 60,984 sqft (1.4 acres) |
| Patio Area | 100 sqft |
| Street Address | 302 N BERNHARDT AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW SW E OF HWY Y |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 01 |
| Legal Block | 99 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 800404 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 N BERNHARDT AVE, GERALD, MO 63037-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2019 | Warranty Deed, Transfer |
| Jul 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2005 |
| Deed Sale | May 27, 2005 |
| Deed Document Number | 0000012545 |
| Last Transfer Date | Jan 7, 2019 |
| Transfer Doc | 0000000305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 7, 2019 |
| Property Address | 302 N BERNHARDT AVE, GERALD, MO 63037-1625 |
| Document Number | 0000000305 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 305 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 N BERNHARDT AVE GERALD MO 630371625, GERALD, MO 63037-1625 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 302 N BERNHARDT AVE, GERALD, MO 63037-1625 |
| Document Number | 0000010590 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 N BERNHARDT AVE GERALD MO 630371625, GERALD, MO 63037-1625 |
| Document Number | 0000010590 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 10590 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 (+27.2%) | $31,436 (+14.63%) | $165,450 (+14.63%) Land $11,200 Building $154,250 |
| 2023 | $1,588.00 (-13.6%) | $27,425 | $144,340 Land $11,200 Building $133,140 |
| 2022 | $1,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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