200 N Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 200 N Bernhardt Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,802 sqft · built 1981
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-01.0-3-099-002.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-01.0-3-099-002.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	47,916 sqft (1.1 acres)
Garage Area	858 sqft
Patio Area	368 sqft

Location & Zoning

Street Address	200 N BERNHARDT AVE
City	GERALD
State	MO
Zip	63037-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW E OF HWY Y
Legal Range	04W
Legal Township	42
Legal Section	01
Legal Quarter	SW
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1079
Census Tract	800404

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 N BERNHARDT AVE, GERALD, MO 63037-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Line of Credit UNITED BK/UNION
Oct 3, 2017	Warranty Deed, Transfer UNITED BK/UNION
Mar 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Deed Document Number	2022265
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 21, 2020
Property Address	200 N BERNHARDT AVE, GERALD, MO 63037-1624
Document Number	0000022265
Instrument Date	Dec 1, 2020
Instrument	22265
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 N BERNHARDT AVE GERALD MO 630371624, GERALD, MO 63037-1624

Mortgage

Document Number	22266
Date	Dec 21, 2020
Instrument	22266

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 3, 2017
Property Address	200 N BERNHARDT AVE, GERALD, MO 63037-1624
Document Number	0000015160
Instrument Date	Oct 2, 2017
Instrument	15160
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 122 GERALD MO 630370122, GERALD, MO 63037-0122

Mortgage

Document Number	15161
Date	Oct 3, 2017
Instrument	15161

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Mar 17, 2017
Property Address	200 N BERNHARDT AVE, GERALD, MO 63037-1624
Document Number	0000003878
Instrument Date	Mar 17, 2017
Instrument	3878
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 N BEND LOOP UNION MO 630843872, UNION, MO 63084-3872

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,031.00 (+21.34%)	$47,162 (+9.33%)	$248,220 (+9.33%) Land $9,100 Building $239,120
2023	$2,498.00 (-3.96%)	$43,138	$227,040 Land $9,100 Building $217,940
2022	$2,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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