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237 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 237 Front St, Schenectady, NY 12305 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1875
Square Footage1,648 sqft Total Area
Lot Size13,133 sqft (0.301 acres)
Last Sale$190,000 (2024)
Tax Bill$5,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 39.48-1-3
Alternative APN
  • 150003904800010030000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,648 sqft Total Area
1st Floor824 sqft 1st Floor
2nd Floor824 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,133 sqft (0.301 acres)
Depth X Width515 ft x 25.5 ft Depth x Width
Patio Area12 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address237 FRONT ST
CitySCHENECTADY
StateNY
Zip12305-1319
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD
Legal Block1
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1001
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.48-1-3

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address104 DEDHAM POST DR, SCHENECTADY, NY 12303-5274
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2023Deed of Trust, Mortgage · Commercial Mortgage
RCN CAPITAL LLC
Jun 26, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
RCN CAPITAL LLC
Jun 26, 2023Warranty Deed, Construction Loan · Building or Construction Mortgage
RCN CAPITAL LLC
Nov 01, 2018Loan Modification, Mortgage
LAWRENCE R & DEBORAH A FISCHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2024 · Amount on Record
Deed SaleJul 23, 2024 · Amount on Record
Prior SaleJun 26, 2023 · Amount on Record
Deed Doc Number202442945
Deed Book / Page2134 / 202
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address237 FRONT ST, SCHENECTADY, NY 12305-1319
Transaction TypeMortgage
Record UpdatedOct 23, 2023
Title CompanyCLAY TITLE SERVICES INC, LEGACY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 ARNOLDALE RD 3RD 3RD, 33, WEST HARTFORD, CT 06119-1709

Mortgage

Document Number0000056704
DateOct 06, 2023
Book Page5334/851
Instrument202356704
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address237 FRONT ST, SCHENECTADY, NY 12305-1319
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 ARNOLDALE RD, WEST HARTFORD, CT 06119-1709

Mortgage

Document Number0000036849
DateJun 26, 2023
Book Page5312/947
Instrument202336849
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2024

June 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 26, 2023
Property Address237 FRONT ST, SCHENECTADY, NY 12305-1319
Document Number0000036838
Book / Page2110 / 623
Instrument DateMay 23, 2023
Instrument202336838
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6529 TOWER DR, HUDSON, FL 34667-1756

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 ARNOLDALE RD # FI3, FI3, WEST HARTFORD, CT 06119-1709

Mortgage

Document Number0000036841
DateJun 26, 2023
Instrument202336841
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2024

Mortgage

Document Number0000036844
DateJun 26, 2023
Book Page5312/929
Instrument202336844
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2024

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address237 FRONT ST, SCHENECTADY, NY 12305-1319
Document Number0000023140
Instrument DateNov 01, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 5TH AVE TROY NY 121823119, TROY, NY 12182-3119

Mortgage

Document Number0000023140
DateMay 28, 2019
Book Page004913/000660
Instrument23140
Lender
NameLAWRENCE R & DEBORAH A FISCHER
Address1223 PILOT KNOB RD, KATTSKILL BAY, NY 12844
Agreement
AmountAmount Recorded
Interest
Rate9.75%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,232.00 (+8.84%)$80,100 (-) Land $12,000 Building $68,100$132,638 (+13.35%) Land $19,871 Building $112,767
2024$80,100 (-) Land $12,000 Building $68,100$117,020 (+15.41%) Land $17,531 Building $99,489
2023$80,100 (-) Land $12,000 Building $68,100$101,392 (+3.8%) Land $15,190 Building $86,202
2022$80,100 Land $12,000 Building $68,100$97,683 Land $14,634 Building $83,049
2021$4,807.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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