304 Fox St, Cary, IL 60013 Property Records

McHenry County property record for 304 Fox St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,484 sqft · built 1996
Lot Size0.661 acres (28,821 sqft)
OwnerOwner Name on Record
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-227-002

Property Details

APN / Parcel Number

Primary APN20-17-227-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,484 sqft
Gross Area4,410 sqft
1st Floor Area2,484 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area28,821 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address304 FOX ST
CityCARY
StateIL
Zip60013-6107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2006R0040585 LT 11 RIVER ORCHARD SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionRIVER ORCHARD
Legal Block227
Legal Lot Number11
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1001
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address304 FOX ST, CARY, IL 60013-6107
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 6, 2006
Transfer Doc0000040585
Record UpdatedJun 7, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address304 FOX ST, CARY, IL 60013-6107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044752
DateDec 4, 2017
Instrument2017R0044752
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$117,943 Land $38,617 Building $79,326$353,829 Land $115,851 Building $237,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox St

Nearby Streets

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