316 Fox St, Cary, IL 60013 Property Records

McHenry County property record for 316 Fox St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,138 sqft · built 1998
Lot Size	1.23 acres (53,878 sqft)
Owner	Trust Name on Record
Last Sale	$418,000 (Jul 2018)
Deeds & Mortgages	Oct 2018 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-17-202-003`

Property Details

APN / Parcel Number

Primary APN	`20-17-202-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,138 sqft
Gross Area	4,981 sqft
1st Floor Area	1,843 sqft
2nd Floor Area	1,295 sqft

Exterior

Year Built	Built 1998
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	53,878 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	316 FOX ST
City	CARY
State	IL
Zip	60013-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0004651 LT 8 RIVER ORCHARD SUB
Legal Range	09E
Legal Township	43N
Legal Section	17
Legal Subdivision	RIVER ORCHARD
Legal Block	202
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	316 FOX ST, CARY, IL 60013-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	0000025103
Last Transfer Date	Feb 21, 2019
Transfer Doc	0000004651
Record Updated	Jun 7, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	316 FOX ST, CARY, IL 60013-6107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035580
Date	Oct 17, 2018
Instrument	2018R0035580

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 21, 2019
Property Address	316 FOX ST, CARY, IL 60013-6107
Document Number	0000004651
Instrument Date	Dec 28, 2018
Instrument	4651
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	316 FOX ST CARY IL 600136107, CARY, IL 60013-6107

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 25, 2018
Property Address	316 FOX ST, CARY, IL 60013-6107
Document Number	0000025103
Instrument Date	Jul 20, 2018
Instrument	2018R0025103
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9515 ROYAL WOOD DR, CRYSTAL LAKE, IL 60014

Mortgage

Document Number	0000025104
Date	Jul 25, 2018
Instrument	2018R0025104

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$155,234 Land $47,486 Building $107,748	$465,702 Land $142,458 Building $323,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures