214 Fox St, Cary, IL 60013 Property Records

McHenry County property record for 214 Fox St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,212 sqft · built 2000
Lot Size	0.789 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$387,500 (Jan 2019)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-17-227-004`

Property Details

APN / Parcel Number

Primary APN	`20-17-227-004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,212 sqft
Gross Area	5,033 sqft
1st Floor Area	1,838 sqft
2nd Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Traditional
Exterior Material	Brick/Wood
Lot Area	34,412 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	214 FOX ST
City	CARY
State	IL
Zip	60013-6106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0001767 LT 13 RIVER ORCHARD SUB MEMO: SETHURAMAN, MAHASHANKAR/ SEKAR, SHEELA
Legal Range	09E
Legal Township	43N
Legal Section	17
Legal Subdivision	RIVER ORCHARD
Legal Block	227
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871307

Owner

214 Fox St is owned and occupied by two individuals who bought it in January 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	214 FOX ST, CARY, IL 60013-6106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Jan 18, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Sep 9, 2004 · Amount on File
Deed Document Number	2019R0001767
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 FOX ST, CARY, IL 60013-6106
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007976
Date	Feb 11, 2021
Instrument	2021R0007976

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate	2.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 FOX ST, CARY, IL 60013-6106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029394
Date	Aug 27, 2018
Instrument	2018R0029394

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 FOX ST, CARY, IL 60013-6106
Document Number	0000024253
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NATIONAL TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	214 FOX ST CARY IL 600136106, CARY, IL 60013-6106

Mortgage

Document Number	0000024253
Date	Aug 2, 2019
Instrument	24253

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	214 FOX ST, CARY, IL 60013-6106
Document Number	0000002548
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 FOX ST CARY IL 600136106, CARY, IL 60013-6106

Mortgage

Document Number	0000002548
Date	Jan 29, 2019
Instrument	2548

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 18, 2019
Property Address	214 FOX ST, CARY, IL 60013-6106
Document Number	0000001767
Instrument Date	Jan 15, 2019
Instrument	1767
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	214 FOX ST CARY IL 600136106, CARY, IL 60013-6106

Mortgage

Document Number	1768
Date	Jan 18, 2019
Instrument	1768

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$150,161 Land $45,104 Building $105,057	$450,483 Land $135,312 Building $315,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Fox St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox St

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