Ottawa County property record for 244 E Water St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,452 sqft · built 1880 |
| Lot Size | 0.233 acres (10,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jul 2026) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043589-7 |
| Primary APN | 043589-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 1,226 sqft |
| Upper Floors Area | 1,226 sqft |
| Basement Area | 988 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Lot Area | 10,136 sqft (0.233 acres) |
| Lot Dimensions | 181 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043589-7 |
|---|---|
| Street Address | 244 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R15 VAC BLK 5 LOT 8 (56 X 181) KRAMER BROS NEW DESCRIPTION REQ NEXT TRNS PER MW 12/09/21 |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Legal Subdivision | MEYERS-BORDEAUX-CARSTENSEN ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50700 |
Source: Ottawa County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 22, 2026 | Affidavit, Transfer |
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2021 | Intrafamily Transfer, Transfer |
| Dec 15, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Sep 10, 2001 · Amount on Record |
| Deed Document Number | 20264618 |
| Deed Book / Page | 2092 / 300 |
| Prior Transfer Date | Dec 5, 2021 |
| Prior Transfer Doc | 0000313379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 22, 2026 |
| Property Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Number | 0000004617 |
| Book / Page | 2092 / 296 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20264617 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 22, 2026 |
| Property Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Number | 0000004618 |
| Book / Page | 2092 / 300 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20264618 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Number | 0000004619, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2092/303 |
| Instrument | 20264619 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 9, 2021 |
| Property Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Number | 0000313379 |
| Book / Page | 1875 / 771 |
| Instrument Date | Dec 5, 2021 |
| Instrument | 2021-313379 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 15, 2021 |
| Property Address | 244 E WATER ST, OAK HARBOR, OH 43449-1454 |
| Document Number | 0000313498 |
| Book / Page | 1876 / 480 |
| Instrument Date | Dec 5, 2021 |
| Instrument | 2021-313498 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20774 W STATE ROUTE 105, WOODVILLE, OH 43469-9402 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,534.00 (-1.32%) | $67,999 (-) Land $10,091 Building $57,908 | |
| 2024 | $2,568.00 (+7.85%) | $67,999 (+20.46%) Land $10,091 Building $57,908 | $194,280 (+20.46%) Land $28,830 Building $165,450 |
| 2023 | $2,381.00 (+2.28%) | $56,449 (-) Land $8,411 Building $48,038 | |
| 2022 | $2,328.00 | $56,449 Land $8,411 Building $48,038 | |
| 2021 | $161,280 Land $24,030 Building $137,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures