303 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 303 E Water St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,668 sqft · built 1956
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$48,667 (Nov 2017)
Tax Bill$1,969 (2025)
Deeds & MortgagesMay 2018 Mortgage
Nov 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN042934-2

Property Details

APN / Parcel Number

Primary APN042934-2
Alternative APN
  • 027-10195-13658-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions200 ft deep x 70 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area194 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number042934-2
Street Address303 E WATER ST
CityOAK HARBOR
StateOH
Zip43449-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS04 T06 R15 NW PT NE 1/4 SW 1/4 (70 X 200)
Legal Range15E
Legal Township06N
Legal Section04
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3003
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13391 W TOUSSAINT NORTH RD, OAK HARBOR, OH 43449-9434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2018Limited Warranty Deed, Transfer · Conventional Mortgage
THE CROGHAN COLONIAL BANK
Nov 29, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleNov 29, 2017 · Amount on Record
Deed Document Number2017272300
Deed Book / Page1657 / 798
Record UpdatedSep 20, 2026

May 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionOTTAWA OH
Recording DateMay 15, 2018
Property Address303 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000276305
Book / Page1677 / 0163
Instrument DateMay 9, 2018
Instrument201800276305
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyOMEGA TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address13391 W TOUSSAINT NORTH RD, OAK HARBOR, OH 43449-9434

Mortgage

Document Number0000276306
DateMay 15, 2018
Instrument201800276306
Lender
NameTHE CROGHAN COLONIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2038

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOTTAWA OH
Recording DateNov 29, 2017
Property Address303 E WATER ST, OAK HARBOR, OH 43449-1456
Document Number0000272292
Book / Page001657 / 000762
Instrument DateNov 8, 2017
Instrument272292
Transaction TypeForeclosure
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,969.00 (-0.76%)$44,104 (-) Land $12,397 Building $31,707
2024$1,984.00 (+3.6%)$44,104 (+18.11%) Land $12,397 Building $31,707$126,010 (+18.11%) Land $35,420 Building $90,590
2023$1,915.00 (+3.12%)$37,342 (-) Land $10,329 Building $27,013
2022$1,857.00$37,342 Land $10,329 Building $27,013
2021$106,690 Land $29,510 Building $77,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Amplex Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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