207 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 207 E Main St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,548 sqft · built 1939
Lot Size	0.149 acres (6,519 sqft)
Owner	Individual Name on File
Last Sale	$129,375 (Apr 2018)
Tax Bill	$3,326 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111643800400`

Property Details

APN / Parcel Number

Primary APN	`111643800400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	325 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,519 sqft (0.149 acres)
Lot Dimensions	123 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	36 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	207 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 BLK 15 ORIG DEC
Legal Block	15
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1070
Census Tract	950200

Owner

Source: Winneshiek County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	207 E MAIN ST, DECORAH, IA 52101-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Apr 3, 2018	Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY
Apr 3, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	000000000891
Deed Book / Page	2018 / 891
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	207 E MAIN ST, DECORAH, IA 52101-1825
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3456
Date	Sep 1, 2020
Book Page	2020/3456
Instrument	2020 3456

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	207 E MAIN ST, DECORAH, IA 52101-1825
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000892
Date	Apr 3, 2018
Book Page	0000002018/0000000892
Instrument	000000000892

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 3, 2018
Property Address	207 E MAIN ST, DECORAH, IA 52101-1825
Document Number	2018/891
Book / Page	2018 / 891
Instrument Date	Mar 23, 2018
Instrument	000000000891
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAIN ST, DECORAH, IA 52101-1825

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,930 (+19.04%) Land $23,370 Building $209,560	$232,930 (+19.04%) Land $23,370 Building $209,560
2024	$3,326.00 (-1.6%)
2023		$195,680 (+14.35%) Land $23,370 Building $172,310	$195,680 (+14.35%) Land $23,370 Building $172,310
2022	$3,380.00 Homeowner's exemption	$171,120 Land $19,480 Building $151,640
2021			$171,120 Land $19,480 Building $151,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
AMG Technology Investment Group Fixed Wireless	100 / 20

May also be available: LTD Broadband.

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