304 E Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 304 E Locust St, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,793 sqft · built 1900
Lot Size0.209 acres (9,108 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jan 2021)
Tax Bill$3,482 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-25-304-004

Property Details

APN / Parcel Number

Primary APN05-25-304-004
Alternative APN
  • 05-05-25-304-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,793 sqft Living Area
Gross Area2,561 sqft
1st Floor Area2,561 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1958
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,108 sqft (0.209 acres)
Lot Dimensions132 ft deep x 69 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-25-304-004
Street Address304 E LOCUST ST
CityBELVIDERE
StateIL
Zip61008-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-44-3 LT 8 BLK 6 WM H GILMANS ADD & SLY 3.25 FT LT 7 304 E LOCUST ST
Legal SubdivisionWM H GILMANS ADD
Legal Block6
Legal Lot Number8,7
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2005
Census Tract10200

Owner

Source: Boone County records · APN 05-25-304-004

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 E LOCUST ST, BELVIDERE, IL 61008-3310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
Jan 06, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2021 · Amount on Record
Deed SaleJan 06, 2021 · Amount on Record
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address304 E LOCUST ST, BELVIDERE, IL 61008-3310
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R01739
DateMar 03, 2021
Instrument2021R01739
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 16, 2031
Interest
Rate TypeAdjustable Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateJan 06, 2021
Property Address304 E LOCUST ST, BELVIDERE, IL 61008-3310
Document Number2021R00155
Instrument DateDec 31, 2020
Instrument2021R00155
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount Recorded
Tax$112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 E LOCUST ST, BELVIDERE, IL 61008-3310

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,482.00 (+64.32%) Homeowner's exemption$49,723 (+58.68%) Land $3,483 Building $46,240$149,169 (+58.68%) Land $10,449 Building $138,720
2024$31,336 (+17.93%) Land $3,483 Building $27,853$94,008 (+17.93%) Land $10,449 Building $83,559
2022$2,119.00$26,571 Land $5,358 Building $21,213$79,713 Land $16,074 Building $63,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 340 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELVIDERE
serves 25,339 people
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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