406 E Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 406 E Locust St, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,184 sqft · built 1900
Lot Size0.133 acres (5,808 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Sep 2016)
Tax Bill$2,800 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-305-007

Property Details

APN / Parcel Number

Primary APN05-25-305-007
Alternative APN
  • 05-05-25-305-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
Gross Area1,716 sqft
1st Floor Area1,716 sqft
Basement Area532 sqft
Unfinished Basement532 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1968
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,808 sqft (0.133 acres)
Lot Dimensions132 ft deep x 44 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number05-05-25-305-007
Street Address406 E LOCUST ST
CityBELVIDERE
StateIL
Zip61008-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-44-3 E 44' OF THE W 88' OF LTS 7 & 8 BLK 5 WM H GILMANS ADD 406 E LO ST ST
Legal SubdivisionWM H GILMANS ADD
Legal Block5
Legal Lot Number7-8
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2006
Census Tract10200

Owner

Source: Boone County records · APN 05-25-305-007

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 E LOCUST ST, BELVIDERE, IL 61008-3312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2016 · Amount on Record
Deed SaleSep 27, 2016 · Amount on Record
Prior SaleMay 03, 2013 · Amount on Record
Deed Document Number20165083
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address406 E LOCUST ST, BELVIDERE, IL 61008-3312
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R02374
DateJun 22, 2023
Instrument2023R02374
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,800.00 (+14.75%) Homeowner's exemption$41,158 (+12.81%) Land $2,221 Building $38,937$123,474 (+12.81%) Land $6,663 Building $116,811
2024$36,485 (+23.62%) Land $2,221 Building $34,264$109,455 (+23.62%) Land $6,663 Building $102,792
2022$2,440.00$29,514 Land $3,417 Building $26,097$88,542 Land $10,251 Building $78,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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