404 E Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 404 E Locust St, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1900
Lot Size	0.133 acres (5,808 sqft)
Owner	Company Name on File
Last Sale	$66,000 (Oct 2019)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-305-006`

Property Details

APN / Parcel Number

Primary APN	`05-25-305-006`
Alternative APN	`05-05-25-305-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,640 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	05-05-25-305-006
Street Address	404 E LOCUST ST
City	BELVIDERE
State	IL
Zip	61008-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 W 44' OF W 88' OF LOTS 7 & 8 BLK 5 WM H GILMANS ADD 404 E LOCU ST
Legal Subdivision	WM H GILMANS ADD
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2006
Census Tract	10200

Owner

Source: Boone County records · APN 05-25-305-006

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17515 WASHINGTON ST, UNION, IL 60180-9810
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Nov 24, 2021
Property Address	404 E LOCUST ST, BELVIDERE, IL 61008-3312
Document Number	2021R08434
Map Reference	MB K PG 434
Instrument Date	Aug 31, 2021
Instrument	2021R08434
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9014 VOSS RD, 9014, MARENGO, IL 60152-9004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17515 WASHINGTON ST, UNION, IL 60180-9810

Mortgage

Document Number	2021R08437
Date	Nov 24, 2021
Instrument	2021R08437

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 30, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,404.00 (+6.38%)	$42,750 (+2.81%) Land $2,221 Building $40,529	$128,250 (+2.81%) Land $6,663 Building $121,587
2024		$41,581 (+31.97%) Land $2,221 Building $39,360	$124,743 (+31.97%) Land $6,663 Building $118,080
2022	$3,200.00	$31,508 Land $3,417 Building $28,091	$94,524 Land $10,251 Building $84,273

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170070102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.