250 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 250 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 2011
Lot Size	4.88 acres (213,008 sqft)
Owner	2 Owner Names on File
Last Sale	$145,842 (Aug 2006)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25929`

Property Details

APN / Parcel Number

Primary APN	`25929`
Alternative APNs	`390319 190341 0000` `103265`

Interior

Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	213,008 sqft (4.88 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	100 sqft

Location & Zoning

Account Number	25929
Street Address	250 E LAUREL RD
City	BELLINGHAM
State	WA
Zip	98226-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF E 1/2 SE NW DAF-BEG AT NW COR OF E 1/2-TH S 01 DEG 40'15\ W ALG W LI OF E 1/2 642.34 FT TO POB-TH DEPARTING FR SD
Legal Range	03
Legal Township	39
Legal Section	19
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2007
Census Tract	10701

Owner

The current owner of 250 E Laurel Rd bought it in August 2006.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 30973, BELLINGHAM, WA 98228-2973

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage ALASKA USA FCU
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2006 · Amount on File
Deed Sale	Aug 1, 2006 · Amount on File
Deed Document Number	2060800072
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	250 E LAUREL RD, BELLINGHAM, WA 98226-7432
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 E LAUREL RD, BELLINGHAM, WA 98226-7432

Mortgage

Document Number	0001100697
Date	Nov 9, 2022
Instrument	2022-1100697

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	79269

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	250 E LAUREL RD, BELLINGHAM, WA 98226-7432
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210903789
Date	Sep 24, 2021
Instrument	2021-0903789

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	250 E LAUREL RD, BELLINGHAM, WA 98226-7432
Document Number	2190804126
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	250 E LAUREL RD BELLINGHAM WA 982267432, BELLINGHAM, WA 98226-7432

Mortgage

Document Number	2190804126
Date	Aug 30, 2019
Instrument	804126

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	250 E LAUREL RD, BELLINGHAM, WA 98226-7432
Document Number	2190100292
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 E LAUREL RD BELLINGHAM WA 982267432, BELLINGHAM, WA 98226-7432

Mortgage

Document Number	2190100292
Date	Jan 7, 2019
Instrument	100292

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 250 E Laurel Rd was $5,631.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00	$642,555 Land $357,578 Building $284,977	$642,555 Land $357,578 Building $284,977
2022		$593,608 Land $302,419 Building $291,189	$593,608 Land $302,419 Building $291,189
2021	$4,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 E Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 E Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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