301 E Clay St, Troy, IL 62294 Property Records

Madison County property record for 301 E Clay St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,170 sqft · built 1962
Lot Size	0.245 acres (10,692 sqft)
Owner	Individual Name on File
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
APN	`09-2-22-09-08-202-023`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-08-202-023`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,692 sqft (0.245 acres)
Lot Dimensions	132 ft deep x 81 ft wide
Garage Area	1 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	301 E CLAY ST
City	TROY
State	IL
Zip	62294-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT O L 54 81X132
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1035
Census Tract	403531

Owner

Source: Madison County records · APN 09-2-22-09-08-202-023

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 E CLAY ST, TROY, IL 62294-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	301 E CLAY ST, TROY, IL 62294-1211
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037406
Date	Nov 06, 2017
Instrument	2017R37406

Lender

Name	FIRST NATIONAL BANK STAUNTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,411.00 (+7.13%)	$55,310 (+28.27%) Land $12,950 Building $42,360	$165,930 (+28.14%) Land $38,850 Building $127,080
2024	$3,184.00 (+14.82%)
2022	$2,773.00	$43,120 Land $10,100 Building $33,020	$129,489 Land $30,330 Building $99,159

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 271 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 16,962 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.