Cape May County and Avalon Borough property record for 304 78th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 1,920 sqft · built 1986 |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Mar 2018) |
| Tax Bill | $4,827 (2024) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0100078 0500004 C-B |
| Primary APN | 0100078 0500004 C-B |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Street Address | 304 78TH ST, B |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | UNIT B |
| Legal Subdivision | 304-78 STREET CONDO |
| Legal Block | 78.5 |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1301 STONEGATE DR, DOWNINGTOWN, PA 19335-5602 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA |
| Mar 14, 2018 | Grant Deed, Transfer CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Document Number | 201848296 |
| Deed Book / Page | 3780 / 976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 304 78TH ST, AVALON, NJ 08202-1029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005221 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | M6631/471 |
| Instrument | 2023005221 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 10, 2063 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Mar 14, 2018 |
| Property Address | 304 78TH ST, AVALON, NJ 08202-1029 |
| Document Number | 0037800976 |
| Book / Page | 003780 / 000976 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 48296 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1301 STONEGATE DR DOWNINGTOWN PA 193355602, DOWNINGTOWN, PA 19335-5602 |
| Document Number | 59510922 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 005951/000922 |
| Instrument | 48297 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $786,200 (-) Land $525,000 Building $261,200 | $786,200 (-) Land $525,000 Building $261,200 | |
| 2025 | $786,200 (-) Land $525,000 Building $261,200 | $786,200 (-) Land $525,000 Building $261,200 | |
| 2024 | $4,827.00 (+8.11%) | ||
| 2023 | $786,200 Land $525,000 Building $261,200 | $786,200 Land $525,000 Building $261,200 | |
| 2022 | $4,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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