304 78th St, #A, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 304 78th St, #A, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1986
Owner	2 Individual Names on Record
Last Sale	$1,795,000 (Dec 2025)
Tax Bill	$4,827 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0100078 0500004 C-A`

Property Details

APN / Parcel Number

Primary APN	`0100078 0500004 C-A`
Alternative APN	`01-00078-05-00004-0000-C-A`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame

Location & Zoning

Street Address	304 78TH ST, A
City	AVALON
State	NJ
Zip	08202-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	304 78TH ST UNIT A UNIT 313-15
Legal Subdivision	304 78TH STREET CONDO
Legal Block	78.5
Legal Lot Number	4
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2067
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 WAVERLY RD, WYNCOTE, PA 19095-1210
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	202584361
Deed Book / Page	4258 / 892
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0000025662
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 22, 2018
Property Address	304 78TH ST, AVALON, NJ 08202-1029
Document Number	0038090599
Book / Page	003809 / 000599
Instrument Date	Feb 24, 2018
Instrument	65821
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 78TH ST AVALON NJ 082021029, AVALON, NJ 08202-1029

Mortgage

Document Number	59950996
Date	Aug 22, 2018
Book Page	005995/000996
Instrument	65822

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$786,200 (-) Land $525,000 Building $261,200	$786,200 (-) Land $525,000 Building $261,200
2025		$786,200 (-) Land $525,000 Building $261,200	$786,200 (-) Land $525,000 Building $261,200
2024	$4,827.00 (+8.11%)
2023		$786,200 Land $525,000 Building $261,200	$786,200 Land $525,000 Building $261,200
2022	$4,465.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20