285 78th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 285 78th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,732 sqft · built 1970
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$3,350,000 (Oct 2025)
Tax Bill	$5,654 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00077-04-00025`

Property Details

APN / Parcel Number

Primary APN	`01-00077-04-00025`
Alternative APN	`0100077000400025`

Interior

Stories	2 Stories
Building Area	2,732 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Street Address	285 78TH ST
City	AVALON
State	NJ
Zip	08202-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	27 29 76 78 80
Legal Block	77.4
Legal Lot Number	25
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	3
Census Block	3076
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records · APN 01-00077-04-00025

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 78TH ST, AVALON, NJ 08202-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	202579700
Deed Book / Page	4250 / 283
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 28, 2025
Property Address	285 78TH ST, AVALON, NJ 08202-1028
Document Number	0000079700
Book / Page	4250 / 283
Instrument Date	Oct 22, 2025
Instrument	2025079700
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	SEABORD TITLE, SEABOARD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,385.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 GOLFVIEW RD, ARDMORE, PA 19003-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 78TH ST, AVALON, NJ 08202-1028

Mortgage

Document Number	0000079702
Date	Oct 28, 2025
Instrument	2025079702

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,900 (-) Land $700,000 Building $220,900	$920,900 (-) Land $700,000 Building $220,900
2025		$920,900 (-) Land $700,000 Building $220,900	$920,900 (-) Land $700,000 Building $220,900
2024	$5,654.00 (+8.11%)
2023		$920,900 Land $700,000 Building $220,900	$920,900 Land $700,000 Building $220,900
2022	$5,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape May County (34009C), updated October 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340090209023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 981 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,603 units insured incl. 622 condo units
Nearby Flood Claims	547 (1979–2024)
Claims Outside the SFHA	15 of 547
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 245 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 35 claims Coastal Storms & Flooding, Mar 1984 · 38 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 600 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.