304 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 304 3rd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$197,900 (Jul 2021)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-11-012.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-11-012.000`
Alternative APN	`590000279620`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 3RD ST
City	FINDLAY
State	OH
Zip	45840-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAWSON ADD LOT 1638 S1/2
Legal Subdivision	RAWSON ADD
Legal Lot Number	1638
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5002
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 3RD ST, FINDLAY, OH 45840-5066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2020	Intrafamily Transfer, Transfer
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
May 8, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20218568
Deed Book / Page	2584 / 4460
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	02572/2379
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 21, 2021
Property Address	304 3RD ST, FINDLAY, OH 45840-5066
Document Number	2584/4460
Book / Page	2584 / 4460
Instrument Date	Jul 21, 2021
Instrument	202100008568
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 3RD ST, FINDLAY, OH 45840-5066

Mortgage

Document Number	202100008569
Date	Jul 21, 2021
Instrument	202100008569

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Aug 27, 2020
Property Address	304 3RD ST, FINDLAY, OH 45840-5066
Document Number	02572/2379
Book / Page	2572 / 2379
Instrument Date	Aug 10, 2020
Instrument	202000008494
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	304 3RD ST, FINDLAY, OH 45840-5066

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	304 3RD ST, FINDLAY, OH 45840-5066
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2569/3669
Date	Jun 17, 2020
Book Page	2569/3669
Instrument	202000005527

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	IBERIA, OH 43325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 8, 2019
Property Address	304 3RD ST, FINDLAY, OH 45840-5066
Document Number	02556/2489
Book / Page	2556 / 2489
Instrument Date	May 3, 2019
Instrument	201900003468
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	304 3RD ST, FINDLAY, OH 45840-5066

Mortgage

Document Number	201900003469
Date	May 8, 2019
Instrument	201900003469

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 (+8.73%) Homeowner's exemption	$59,360 (+25.98%) Land $6,260 Building $53,100	$169,610 (+25.99%) Land $17,890 Building $151,720
2024	$1,673.00 (-0.18%)	$47,120 (-) Land $4,970 Building $42,150
2023	$1,676.00 Homeowner's exemption	$47,120 Land $4,970 Building $42,150
2022			$134,620 Land $14,200 Building $120,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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