315 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 315 3rd St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,048 sqft · built 1925
Lot Size0.178 acres (7,749 sqft)
Owner2 Individual Names on File
Tax Bill$2,051 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1011-193-14-004.000

Property Details

APN / Parcel Number

Primary APN1011-193-14-004.000
Alternative APN
  • 610000343130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area
1st Floor Area1,152 sqft
2nd Floor Area896 sqft
Basement Area336 sqft
Unfinished Basement336 sqft
FlooringBrick
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area7,749 sqft (0.178 acres)
Lot Dimensions155 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area374 sqft
Patio Area80 sqft
Balcony Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address315 3RD ST
CityFINDLAY
StateOH
Zip45840-5065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N R11 S19 PT 50X155FT SW1/4
Legal Range11E
Legal Township01N
Legal Section19
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group5
Census Block5005
Census Tract800

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address315 3RD ST, FINDLAY, OH 45840-5065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 1985
Deed SaleDec 30, 1985
Last Transfer DateDec 19, 2012
Transfer Doc02434/1784
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address315 3RD ST, FINDLAY, OH 45840-5065
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2588/5517
DateNov 15, 2021
Book Page2588/5517
Instrument202100013119
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term179 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,051.00 (+15.55%) Homeowner's exemption Senior Citizen's exemption$77,070 (+28.94%) Land $12,210 Building $64,860$220,200 (+28.95%) Land $34,890 Building $185,310
2024$1,775.00 (-1.39%)$59,770 (-) Land $9,470 Building $50,300
2023$1,800.00 Homeowner's exemption Senior Citizen's exemption$59,770 Land $9,470 Building $50,300
2022$170,760 Land $27,050 Building $143,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Defiance Holdings
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100

May also be available: BCI Mississippi Broadband, Benton Ridge Telephone Company, T-Mobile USA.

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