221 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 221 3rd St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,154 sqft · built 1997
Lot Size	0.178 acres (7,749 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Aug 2004)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-193-13-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-13-002.000`
Alternative APN	`610000343630`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
1st Floor Area	1,652 sqft
2nd Floor Area	1,502 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,749 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	278 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 3RD ST
City	FINDLAY
State	OH
Zip	45840-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R11 S19 PT W1/2 50X155FT SW1/4
Legal Range	11E
Legal Township	01N
Legal Section	19
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5004
Census Tract	800

Owner

Source: Hancock County records · APN 1011-193-13-002.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 3RD ST, FINDLAY, OH 45840-5063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2004 · Amount on Record
Deed Sale	Aug 03, 2004 · Amount on Record
Prior Sale	Aug 19, 1986 · Amount on Record
Deed Document Number	200411655
Deed Book / Page	2242 / 703
Last Transfer Date	Mar 01, 2021
Transfer Doc	2584/1962
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Apr 14, 2026
Property Address	221 3RD ST, FINDLAY, OH 45840-5063
Document Number	0000002565
Book / Page	2628 / 1510
Instrument Date	Apr 06, 2026
Instrument	20262565
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 3RD ST, FINDLAY, OH 45840-5063

Mortgage

Document Number	0000002565,
Date	Apr 14, 2026
Book Page	2628/1510
Instrument	20262565

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 12, 2021
Property Address	221 3RD ST, FINDLAY, OH 45840-5063
Document Number	2584/1962
Book / Page	2584 / 1962
Instrument Date	Mar 01, 2021
Instrument	202100008118
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 3RD ST, FINDLAY, OH 45840-5063

Mortgage

Document Number	202100008119
Date	Jul 12, 2021
Instrument	202100008119

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (+11.27%) Homeowner's exemption	$111,780 (+28.93%) Land $12,210 Building $99,570	$319,370 (+28.93%) Land $34,890 Building $284,480
2024	$3,079.00 (-0.16%)	$86,700 (-) Land $9,470 Building $77,230
2023	$3,084.00 Homeowner's exemption	$86,700 Land $9,470 Building $77,230
2022			$247,710 Land $27,050 Building $220,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Defiance Holdings	Fixed Wireless	200 / 50
HDER Link	Fixed Wireless (unlicensed)	100 / 100
AT&T	DSL	100 / 20

May also be available at this address: Benton Ridge Telephone Company, AT&T, BCI Mississippi Broadband, T-Mobile USA, Defiance Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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