3037 Diamond Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3037 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,144 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2025)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Aug 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`122103`

Property Details

APN / Parcel Number

Primary APN	`122103`
Alternative APN	`222630023100010610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,144 sqft Heated Area
Gross Area	2,857 sqft
1st Floor Area	2,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Open Porch
Porch Area	313 sqft
Deck Area	1,208 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	122103
Street Address	3037 DIAMOND LN
City	SAINT CLOUD
State	FL
Zip	34772-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 61
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	KEYSTONE POINTE
Legal Phase	1
Legal Tract	231
Legal Block	1
Legal Lot Number	61
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43207

Owner

Source: Osceola County records · APN 122103

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1 KAYJULESDAN WAY, SOMERSET, MA 02726-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2025108086
Deed Book / Page	6842 / 415
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 28, 2025
Property Address	3037 DIAMOND LN, SAINT CLOUD, FL 34772-6519
Document Number	0068420415
Book / Page	6842 / 415
Map Reference	MB 16 PG 18-20
Instrument Date	Aug 22, 2025
Instrument	2025108086
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, WOLFS CROSSING T&E LLC

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 SAXONY WAY, GALLATIN, TN 37066-1484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 KAYJULESDAN WAY, SOMERSET, MA 02726-4542

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00 (+6.73%) Homeowner's exemption	$176,784 (+5.99%)	$368,500 (+8.41%) Land $75,000 Building $293,500
2023	$2,245.00 (+3.98%) Homeowner's exemption	$166,799 (+3%)	$339,900 (+7.6%) Land $60,000 Building $279,900
2022	$2,159.00 Homeowner's exemption	$161,941	$315,900 Land $55,000 Building $260,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.