Osceola County property record for 3028 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,269 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2011) |
| Tax Bill | $3,331.00 (2025) |
| Primary APN | 122067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,269 sqft Heated Area |
| Gross Area | 2,765 sqft Gross Area |
| 1st Floor | 2,269 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 130 sqft Patio |
| Porch | Open Porch |
| Porch Area | 55 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 122067 |
|---|---|
| Street Address | 3028 DIAMOND LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 25 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE POINTE |
| Legal Phase | 1 |
| Legal Tract | 231 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 122067
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3028 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on Record |
| Deed Sale | Aug 11, 2011 · Amount on Record |
| Prior Sale | Aug 11, 2011 · Amount on Record |
| Deed Doc Number | 0041632669 |
| Deed Book / Page | 4163 / 2669 |
| Last Transfer Date | Dec 22, 2016 |
| Transfer Doc | 0050750531 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3028 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051041740 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 5104/1740 |
| Instrument | 2017027197 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3028 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|
| Document Number | 0057491214 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 5749/1214 |
| Instrument | 2020086500 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,331.00 (+6.35%) Homeowner's exemption | $229,028 (+5.99%) | $348,600 (+9.04%) Land $75,000 Building $273,600 |
| 2023 | $3,132.00 (+3.67%) Homeowner's exemption | $216,092 (+3%) | $319,700 (+8.59%) Land $60,000 Building $259,700 |
| 2022 | $3,021.00 Homeowner's exemption | $209,799 | $294,400 Land $55,000 Building $239,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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