Osceola County property record for 3031 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,291 sqft Heated Area |
| Lot Size | 12,894 sqft (0.296 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2021) |
| Tax Bill | $5,431.00 (2025) |
| Primary APN | 122100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,291 sqft Heated Area |
| Gross Area | 3,160 sqft Gross Area |
| 1st Floor | 2,291 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,894 sqft (0.296 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 628 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 241 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 122100 |
|---|---|
| Street Address | 3031 DIAMOND LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 58 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE POINTE |
| Legal Phase | 1 |
| Legal Tract | 231 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 43207 |
Source: Osceola County records · APN 122100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3031 DIAMOND LN, SAINT CLOUD, FL 34772-6519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | May 08, 2007 · Amount on Record |
| Deed Doc Number | 2021190514 |
| Deed Book / Page | 6104 / 2598 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 3031 DIAMOND LN, SAINT CLOUD, FL 34772-6519 |
| Document Number | 0061042598 |
| Book / Page | 6104 / 2598 |
| Map Reference | MB 16 PG 18-20 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2021190514 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3031 DIAMOND LN, SAINT CLOUD, FL 34772-6519 |
| Name | Verified Name |
|---|---|
| Address | 3031 DIAMOND LN, SAINT CLOUD, FL 34772-6519 |
| Document Number | 0061042600 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 6104/2600 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3031 DIAMOND LN, SAINT CLOUD, FL 34772-6519 |
| Document Number | 0056681759 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3031 DIAMOND LN ST CLOUD FL 347726519, ST CLOUD, FL 34772-6519 |
| Document Number | 0056681759 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 005668/001759 |
| Instrument | 16924 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 03, 2040 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,431.00 (+5.97%) Homeowner's exemption | $346,300 (+5.99%) | $377,600 (+8.79%) Land $75,000 Building $302,600 |
| 2023 | $5,125.00 (+3.39%) Homeowner's exemption | $326,739 (+3%) | $347,100 (+8.43%) Land $60,000 Building $287,100 |
| 2022 | $4,957.00 Homeowner's exemption | $317,223 | $320,100 Land $55,000 Building $265,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures