3035 Saddleback Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3035 Saddleback Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,040 sqft · built 1964
Lot Size	0.569 acres (24,786 sqft)
Owner	2 Owner Names on Record
Last Sale	$195,000 (Jun 2012)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500-0370-0148-00`

Property Details

APN / Parcel Number

Primary APN	`500-0370-0148-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	24,786 sqft (0.569 acres)
Lot Dimensions	281 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3035 SADDLEBACK DR
City	CINCINNATI
State	OH
Zip	45244-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK DR 100 X 281.46 IRR LOT 253 TURPINHILLS SUB BLK C SEC 5
Legal Subdivision	TURPIN HILLS SUB
Legal Block	C
Legal Lot Number	253
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1000
Census Tract	24903

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	260296
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000072431
Date	Sep 18, 2025
Book Page	15503/936
Instrument	2025-0072431

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000085159
Date	Sep 6, 2022
Book Page	14745/1274
Instrument	2022-0085159

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 22, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Document Number	0000000215
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3035 SADDLEBACK DR CINCINNATI OH 452443820, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000000215
Date	Jan 4, 2021
Book Page	014326/001167
Instrument	215

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Document Number	0000108828
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3035 SADDLEBACK DR CINCINNATI OH 452443820, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000108828
Date	Dec 12, 2018
Book Page	013813/001445
Instrument	108828

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3035 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Document Number	0000107422
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3035 SADDLEBACK DR CINCINNATI OH 452443820, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000107422
Date	Dec 7, 2018
Book Page	013810/000324
Instrument	107422

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,494.00 (+0.7%)	$117,313 (+%) Land $26,645 Building $90,668
2024	$7,442.00 (+6.54%)	$117,312 (-) Land $26,645 Building $90,667
2023	$6,985.00 (+19.75%)	$117,312 (+34.64%) Land $26,645 Building $90,667	$335,180 (+34.64%) Land $76,130 Building $259,050
2022	$5,833.00	$87,129 Land $23,219 Building $63,910
2020			$248,940 Land $66,340 Building $182,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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