3022 Saddleback Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3022 Saddleback Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,700 sqft · built 1971
Lot Size	0.539 acres (23,522 sqft)
Owner	Owner Name on File
Last Sale	$283,000 (Dec 2012)
Tax Bill	$9,752 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0370-0160-00`

Property Details

APN / Parcel Number

Primary APN	`500-0370-0160-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,350 sqft
2nd Floor Area	1,350 sqft
Basement Area	1,350 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	224 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3022 SADDLEBACK DR
City	CINCINNATI
State	OH
Zip	45244-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK DR 100 X 224.11 IRR LOT 265 TURPINHILLS SUB BLK C SEC 5
Legal Subdivision	TURPIN HILLS SUB
Legal Block	C
Legal Lot Number	265
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1000
Census Tract	24903

Owner

Source: Hamilton County records · APN 500-0370-0160-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3022 SADDLEBACK DR, CINCINNATI, OH 45244-3821
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Mar 17, 1998
Deed Document Number	275599
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3022 SADDLEBACK DR, CINCINNATI, OH 45244-3821
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113138
Date	Sep 20, 2021
Book Page	14505/2201
Instrument	2021-0113138

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,752.00 (+2.91%)	$156,153 (-) Land $27,997 Building $128,156
2024	$9,476.00 (+5.14%)	$156,153 (-) Land $27,997 Building $128,156
2023	$9,013.00 (+7.54%)	$156,153 (+20.75%) Land $27,997 Building $128,156	$446,150 (+20.75%) Land $79,990 Building $366,160
2022	$8,381.00 Homeowner's exemption	$129,318 Land $24,395 Building $104,923
2020			$369,480 Land $69,700 Building $299,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 109 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.