3017 Saddleback Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3017 Saddleback Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,541 sqft · built 1963
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$457,725 (Sep 2024)
Tax Bill	$7,893 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0370-0146-00`

Property Details

APN / Parcel Number

Primary APN	`500-0370-0146-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	3,614 sqft
1st Floor Area	1,566 sqft
Basement Area	1,548 sqft
Finished Basement	975 sqft
Unfinished Basement	573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	292 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3017 SADDLEBACK DR
City	CINCINNATI
State	OH
Zip	45244-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK DR 100 X 292.47 IRR LOT 251 TURPINHILLS SUB BLK C SEC 5
Legal Subdivision	TURPINHILLS SUB
Legal Block	C
Legal Lot Number	251
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1000
Census Tract	24903

Owner

Source: Hamilton County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3017 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Document Number	202463527
Deed Book / Page	15248 / 1332
Prior Transfer Date	Oct 21, 1997
Prior Transfer Doc	0000035634
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2026
Property Address	3017 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Document Number	0000024909
Book / Page	15637 / 579
Instrument Date	Mar 30, 2026
Instrument	202624909
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286

Mortgage

Document Number	0000024909,
Date	Apr 3, 2026
Book Page	15637/579
Instrument	202624909

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2046

Interest

Rate	5.98%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3017 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200103221
Date	Oct 6, 2020
Book Page	14268/2306
Instrument	2020-0103221

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3017 SADDLEBACK DR, CINCINNATI, OH 45244-3820
Document Number	0000009766
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3017 SADDLEBACK DR CINCINNATI OH 452443820, CINCINNATI, OH 45244-3820

Mortgage

Document Number	0000009766
Date	Feb 6, 2019
Book Page	013849/001371
Instrument	9766

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,893.00 (+2.91%)	$126,249 (-) Land $27,472 Building $98,777	$360,710 (-) Land $78,490 Building $282,220
2024	$7,670.00 (+5.13%)	$126,249 (-) Land $27,472 Building $98,777
2023	$7,296.00 (+15.06%)	$126,249 (+29.24%) Land $27,472 Building $98,777	$360,710 (+29.24%) Land $78,490 Building $282,220
2022	$6,341.00 Homeowner's exemption	$97,685 Land $23,940 Building $73,745
2020			$279,100 Land $68,400 Building $210,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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