3035 Central Point Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 3035 Central Point Rd, Rutledge, TN 37861

Property Summary

Property Type	Rural Home
Details	1 ba · 1,056 sqft · built 2002
Lot Size	74.4 acres (3,244,784 sqft)
Owner	2 Individual Names on Record
Tax Bill	$644 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029069 01200`

Property Details

APN / Parcel Number

Primary APN	`029069 01200`
Alternative APN	`069 01200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	3,244,784 sqft (74.4 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3035 CENTRAL POINT RD
City	RUTLEDGE
State	TN
Zip	37861-5340
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	500302

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	599 PERRIN HILL RD, RUTLEDGE, TN 37861-4732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan FARM CREDIT MID AMERICA FLCA
Feb 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO
Feb 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO
Feb 3, 2020	Loan Modification, Mortgage CITIZENS BK&TR CO/GRAINGER C
Jan 30, 2017	Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK&TR CO/GRAINGER C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025
Deed Sale	May 29, 2025
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	0004292478
Deed Book / Page	IN259 / 446
Prior Transfer Date	Nov 5, 2004
Prior Transfer Doc	00IN259446
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	3035 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 PERRIN HILL RD, RUTLEDGE, TN 37861-4732

Mortgage

Document Number	0000000131
Date	Jan 22, 2024
Book Page	420/767
Instrument	24000131

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	129 Months
Due	Oct 1, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	CENTRAL POINT RD, RUTLEDGE, TN 37861
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004086
Date	Feb 26, 2019
Book Page	374/1071
Instrument	19004086

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	RUTLEDGE, TN 37861

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 23, 2019

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	CENTRAL POINT RD, RUTLEDGE, TN 37861
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000292
Date	Feb 8, 2018
Book Page	366/1969
Instrument	18000292

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	RUTLEDGE, TN 37861

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAINGER TN
Property Address	CENTRAL POINT RD, RUTLEDGE, TN 37861
Document Number	0000007625
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0000007625
Date	Feb 4, 2020
Book Page	000382/000142
Instrument	7625

Lender

Name	CITIZENS BK&TR CO/GRAINGER C
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 3, 2021

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAINGER TN
Recording Date	Jan 30, 2017
Property Address	CENTRAL POINT RD, RUTLEDGE, TN 37861
Book / Page	000360 / 000527
Instrument Date	Jan 27, 2017
Instrument	219
Transaction Type	Construction Loan
Record Updated	Feb 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 PERRIN HILL RD RUTLEDGE TN 378614732, RUTLEDGE, TN 37861-4732

Mortgage

Document Number	0000000219
Date	Jan 30, 2017
Book Page	000360/000527
Instrument	219

Lender

Name	CITIZENS BK&TR CO/GRAINGER C
Type	Bank
Address	RUTLEDGE, TN 37861-0098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$644.00 Additional exemption filed	$27,400 (-) Land $20,425 Building $6,975
2024	$644.00 Additional exemption filed	$27,400 (-) Land $20,425 Building $6,975
2023	$644.00 (+2.38%) Additional exemption filed	$27,400 (-) Land $20,425 Building $6,975
2022	$629.00	$27,400 Land $20,425 Building $6,975
2021			$279,200 Land $251,300 Building $27,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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