Grainger County property record for 2965 Central Point Rd, Rutledge, TN 37861 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,662 sqft · built 1973 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,900 (Apr 2023) |
| Tax Bill | $919 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029069 01201 |
| Primary APN | 029069 01201 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 1,662 sqft |
| Unfinished Basement | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 270 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2965 CENTRAL POINT RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Legal Subdivision | JOHN E KERR |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 500302 |
Source: Grainger County records · APN 029069 01201
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 04, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC |
| Apr 04, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2023 · Amount on Record |
| Deed Sale | Apr 04, 2023 · Amount on Record |
| Prior Sale | Apr 04, 2023 · Amount on Record |
| Deed Document Number | 0000000850 |
| Deed Book / Page | 413 / 1622 |
| Last Transfer Date | Oct 23, 2025 |
| Transfer Doc | 0000003471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Oct 23, 2025 |
| Property Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Document Number | 0000003471 |
| Book / Page | INST432 / 1992 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 25003471 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Name | Verified Name |
|---|---|
| Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Document Number | 0000003472 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 25003472 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Apr 04, 2023 |
| Property Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Document Number | 0000000850 |
| Book / Page | 413 / 1622 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 23000850 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | COLONIAL TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2945 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Document Number | 0000000851 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 23000851 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Apr 04, 2023 |
| Property Address | 2965 CENTRAL POINT RD, RUTLEDGE, TN 37861-5340 |
| Document Number | 0000000849 |
| Book / Page | 413 / 1620 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 23000849 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 SEVEN RIDGES WAY, NEWPORT, TN 37821-4775 |
Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $919.00 | $39,125 (-) Land $2,800 Building $36,325 | |
| 2024 | $919.00 | $39,125 (-) Land $2,800 Building $36,325 | |
| 2023 | $919.00 (+2.22%) | $39,125 (-) Land $2,800 Building $36,325 | |
| 2022 | $899.00 | $39,125 Land $2,800 Building $36,325 | |
| 2021 | $156,500 Land $11,200 Building $145,300 |
Source: FEMA National Flood Hazard Layer, Grainger County (47057C), updated December 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470575003023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 55% of the US · above 74% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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