2990 Central Point Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 2990 Central Point Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,038 sqft · built 1942
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2025)
Tax Bill	$308 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029069 01205`

Property Details

APN / Parcel Number

Primary APN	`029069 01205`
Alternative APN	`069 01205`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Attic Area	480 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1965
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	58,806 sqft (1.35 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	2990 CENTRAL POINT RD
City	RUTLEDGE
State	TN
Zip	37861-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Legal Lot Number	1
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3031
Census Tract	500302

Owner

2990 Central Point Rd is owned by an individual who bought it in June 2025.

Source: Grainger County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1191 CREEK RD, STRAWBERRY PLAINS, TN 37871-3235
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage EMPLOYEES CREDIT UNION
Jun 3, 2025	Warranty Deed, Transfer · Conventional Mortgage KNOXVILLE TVA EMPLOYEES CU
Mar 28, 2017	Deed of Trust, Mortgage · ARM CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Oct 26, 2004 · Amount on File
Deed Document Number	25001742
Deed Book / Page	INST429 / 2483
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Jul 20, 2026
Property Address	2990 CENTRAL POINT RD, RUTLEDGE, TN 37861-5341
Document Number	0000002514
Book / Page	437 / 2032
Instrument Date	Jul 15, 2026
Instrument	20262514
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	JEFFERSON COUNTY TITLE, JEFFERSON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 CENTRAL POINT RD, RUTLEDGE, TN 37861-5341

Mortgage

Document Number	0000002515,
Date	Jul 20, 2026
Instrument	20262515

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Jun 3, 2025
Property Address	2990 CENTRAL POINT RD, RUTLEDGE, TN 37861-5341
Document Number	0000001742
Book / Page	INST429 / 2483
Instrument Date	May 30, 2025
Instrument	25001742
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	JEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1191 CREEK RD, STRAWBERRY PLAINS, TN 37871-3235

Mortgage

Document Number	0000001743
Date	Jun 3, 2025
Instrument	25001743

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	2990 CENTRAL POINT RD, RUTLEDGE, TN 37861-5341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000786
Date	Mar 28, 2017
Book Page	361/672
Instrument	17000786

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	RUTLEDGE, TN 37861

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 27, 2022
Min Rate At Change	6%
Max Rate At Change	10.2%
Margin	3
Max Rate	13.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2990 Central Point Rd was $308.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00	$13,100 (-) Land $2,700 Building $10,400
2024	$308.00	$13,100 (-) Land $2,700 Building $10,400
2023	$308.00 (+2.33%)	$13,100 (-) Land $2,700 Building $10,400
2022	$301.00	$13,100 Land $2,700 Building $10,400
2021			$52,400 Land $10,800 Building $41,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2990 Central Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2990 Central Point Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Central Point Rd

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