Midland County property record for 3032 E Lois Ave, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,462 sqft · built 1960 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2026) |
| Tax Bill | $2,220 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-750-500-190-00 |
| Primary APN | 120-750-500-190-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 1,462 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Width | 130 ft Width |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3032 E LOIS AVE |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T14N R2E LOT 19 TIS-LAND SUB NO 1. |
| Legal Subdivision | TIS-LAND SUB |
| Legal Lot Number | 19 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 290500 |
Source: Midland County assessment roll, APN 120-750-500-190-00, as of July 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2610 ABBOTT RD, F07, MIDLAND, MI 48642-4857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 27, 2013 | Deed of Trust, Mortgage PNC MORTGAGE, A DIVISION OF PNC BANK, NA |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Dec 11, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 20261753 |
| Deed Book / Page | 2026 / 1753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 01644/1127 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 1644/1127 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 00001568/3 |
|---|---|
| Date | Jun 27, 2013 |
| Book Page | 1568/3 |
| Name | PNC MORTGAGE, A DIVISION OF PNC BANK, NA |
|---|---|
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 26, 2026 |
| Property Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 2026R01753 |
| Map Reference | LB D PG 20&21 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026R-01753 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Name | Verified Name |
|---|---|
| Address | 2610 ABBOTT RD APT F07, F07, MIDLAND, MI 48642-4857 |
| Document Number | 2026R01754 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026R-01754 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 3032 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 1611/0629 |
| Book / Page | 1611 / 0629 |
| Map Reference | LB D PG 20&21 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3032 E LOIS AVE, 3032, MIDLAND, MI 48640-8928 |
| Name | Verified Name |
|---|---|
| Address | 312 DOGWOOD PL, MIDLAND, MI 48642-6028 |
Source: Midland County assessment roll as of July 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,800 | $179,600 | |
| 2024 | $2,220.00 |
Source: FEMA National Flood Hazard Layer, Midland County (26111C), as of February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112905001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 48 (1982–2020) |
| Claims Outside the SFHA | 4 of 48 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 71 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system MI0004370, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures