Midland County property record for 3080 E Lois Ave, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,797 sqft · built 1959 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,900 (Apr 2017) |
| Tax Bill | $2,264 (2022) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-750-500-240-00 |
| Primary APN | 120-750-500-240-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Basement Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Width | 114 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 12075050024000 |
|---|---|
| Street Address | 3080 E LOIS AVE |
| City | MIDLAND |
| State | MI |
| Zip | 48640-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T14N R2E LOT 24 TIS-LAND SUB NO 1. |
| Legal Subdivision | TIS-LAND SUB |
| Legal Lot Number | 24 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 290500 |
Source: Midland County records · APN 120-750-500-240-00
Assessment roll updated March 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 05, 2021 | Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP |
| Apr 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Apr 26, 2016 · Amount on Record |
| Deed Document Number | 0016050804 |
| Deed Book / Page | 1605 / 0804 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 001662/867 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 1662/867 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 1644/507 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 1644/507 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Apr 21, 2017 |
| Property Address | 3080 E LOIS AVE, MIDLAND, MI 48640-8928 |
| Document Number | 1605/0804 |
| Book / Page | 1605 / 0804 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2525 N EASTMAN RD, 2525, MIDLAND, MI 48642-7871 |
| Name | Verified Name |
|---|---|
| Address | 5301 NURMI DR, MIDLAND, MI 48640-3214 |
Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 48 (1982–2020) |
| Claims Outside the SFHA | 4 of 48 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 89 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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