3075 E Lois Ave, Midland, MI 48640 Property Records

Midland County property record for 3075 E Lois Ave, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,005 sqft · built 1982
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2023)
Tax Bill	$3,364 (2022)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-750-500-250-00`

Property Details

APN / Parcel Number

Primary APN	`120-750-500-250-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,005 sqft Living Area
Basement Area	1,366 sqft

Exterior

Year Built	Built 1982
Lot Area	22,216 sqft (0.51 acres)
Lot Width	130 ft Width
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12075050025000
Street Address	3075 E LOIS AVE
City	MIDLAND
State	MI
Zip	48640-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T14N R2E LOT 25 TIS-LAND SUB NO 1.
Legal Subdivision	TIS-LAND SUB
Legal Lot Number	25
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1032
Census Tract	290500

Owner

Source: Midland County records · APN 120-750-500-250-00

Assessment roll updated March 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5910 N SHORE RD, PINCONNING, MI 48650-7528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Deed Document Number	0001667759
Deed Book / Page	1667 / 759
Record Updated	Jun 07, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 08, 2023
Property Address	3075 E LOIS AVE, MIDLAND, MI 48640-8928
Document Number	001667/759
Book / Page	1667 / 759
Map Reference	LB D PG 20
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3075 E LOIS AVE, MIDLAND, MI 48640-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5910 N SHORE RD, PINCONNING, MI 48650-7528

Mortgage

Document Number	0001667760
Date	Sep 08, 2023
Instrument	1667/760

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$138,600	$277,200
2022	$3,364.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	48 (1982–2020)
Claims Outside the SFHA	4 of 48
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Based on FCC filings for 89 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.