3030 Whiteside Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3030 Whiteside Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 2000
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Sep 2015)
Tax Bill	$4,794 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-02530`

Property Details

APN / Parcel Number

Primary APN	`415-0010-02530`
Alternative APN	`996353`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,232 sqft Gross Area
1st Floor Area	2,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	996353
Street Address	3030 WHITESIDE RD
City	DULUTH
State	MN
Zip	55804-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF W 1/2 OF SE 1/4 OF NW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	09
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2013
Census Tract	10500

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
May 8, 2019	Deed of Trust, Mortgage · Line of Credit CENTRICITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	20151270571
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0001188238
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605

Mortgage

Document Number	0001471257
Date	Aug 2, 2023
Instrument	1471257

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001440908
Date	Apr 12, 2022
Instrument	1440908

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605
Document Number	00A1384277
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3030 WHITESIDE RD DULUTH MN 558049605, DULUTH, MN 55804-9605

Mortgage

Document Number	00A1384277
Date	Jul 2, 2020
Instrument	A1384277

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3030 WHITESIDE RD, DULUTH, MN 55804-9605
Document Number	00A1354653
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3030 WHITESIDE RD DULUTH MN 558049605, DULUTH, MN 55804-9605

Mortgage

Document Number	00A1354653
Date	May 14, 2019
Instrument	A1354653

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 13, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,794.00 (+6.44%) Homeowner's exemption
2025	$4,504.00 (+0.22%) Homeowner's exemption	$435,600 (+8.12%) Land $102,300 Building $333,300	$435,600 (+8.12%) Land $102,300 Building $333,300
2024	$4,494.00	$402,900 (+1.69%) Land $94,500 Building $308,400	$402,900 (+1.69%) Land $94,500 Building $308,400
2022		$396,200 Land $90,200 Building $306,000	$396,200 Land $90,200 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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