St. Louis County property record for 2974 Whiteside Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,560 sqft Gross Area |
| Lot Size | 435,600 sqft (10 acres) |
| Garage | 828 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,942.00 (2026) |
| Primary APN | 415-0010-02270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor | 1,560 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 828 sqft Garage |
| Sauna | Sauna |
| Storage Building | 49 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 559726 |
|---|---|
| Street Address | 2974 WHITESIDE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF E 1/2 OF SW 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 09 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | LAKEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 415-0010-02270
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2974 WHITESIDE RD, DULUTH, MN 55804-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Apr 24, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2974 WHITESIDE RD, DULUTH, MN 55804-9605 |
| Document Number | 0001354195 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2974 WHITESIDE RD DULUTH MN 558049605, DULUTH, MN 55804-9605 |
| Document Number | 0001354195 |
|---|---|
| Date | May 06, 2019 |
| Instrument | 1354195 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 05, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2974 WHITESIDE RD, DULUTH, MN 55804-9605 |
| Document Number | 00A1309224 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2974 WHITESIDE RD DULUTH MN 558049605, DULUTH, MN 55804-9605 |
| Document Number | 00A1309224 |
|---|---|
| Date | May 12, 2017 |
| Instrument | A1309224 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,942.00 (+6.37%) Homeowner's exemption | ||
| 2025 | $3,706.00 (-0.27%) Homeowner's exemption | $365,400 (+8.14%) Land $113,100 Building $252,300 | $365,400 (+8.14%) Land $113,100 Building $252,300 |
| 2024 | $3,716.00 | $337,900 (+1.96%) Land $104,400 Building $233,500 | $337,900 (+1.96%) Land $104,400 Building $233,500 |
| 2022 | $331,400 Land $99,700 Building $231,700 | $331,400 Land $99,700 Building $231,700 |
2974 Whiteside Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 58th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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