3020 Whiteside Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3020 Whiteside Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,080 sqft · built 1963
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (May 2017)
Tax Bill	$3,600 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-02520`

Property Details

APN / Parcel Number

Primary APN	`415-0010-02520`
Alternative APN	`1030038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft
Deck Area	231 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1030038
Street Address	3020 WHITESIDE RD
City	DULUTH
State	MN
Zip	55804-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W 1/2 OF E 1/2 OF SE 1/4 OF NW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	09
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2013
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0010-02520

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3020 WHITESIDE RD, DULUTH, MN 55804-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2017 · Amount on Record
Deed Sale	May 05, 2017 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	20171308739
Prior Transfer Date	Jan 16, 2007
Prior Transfer Doc	0001043187
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 05, 2017
Property Address	3020 WHITESIDE RD, DULUTH, MN 55804-9605
Document Number	00A1308739
Instrument Date	Apr 28, 2017
Instrument	A1308739
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 WHITESIDE RD DULUTH MN 558049605, DULUTH, MN 55804-9605

Mortgage

Document Number	A1308740
Date	May 05, 2017
Instrument	A1308740

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Mortgage

Document Number	A1308741,
Date	May 05, 2017
Instrument	A1308741

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 (+6.26%) Homeowner's exemption
2025	$3,388.00 (-0.47%) Homeowner's exemption	$337,400 (+8.14%) Land $108,100 Building $229,300	$337,400 (+8.14%) Land $108,100 Building $229,300
2024	$3,404.00	$312,000 (+2.06%) Land $99,800 Building $212,200	$312,000 (+2.06%) Land $99,800 Building $212,200
2022		$305,700 Land $95,300 Building $210,400	$305,700 Land $95,300 Building $210,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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