307 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 307 Waters Edge Ln, Madison, AL 35758

Property Summary

Property Type	Condominium
Details	1 ba · 1,055 sqft · built 1994
Lot Size	37.8 acres (1,646,568 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2020)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-1-002-041.028-CONDO`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-1-002-041.028-CONDO`
Alternative APN	`556545`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,646,568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	556545
Street Address	307 WATERS EDGE LN
City	MADISON
State	AL
Zip	35758-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 7 BLDG 16 WATERS EDGE VILLAGE PHASE XVII-C MADISON TOWNE CENTRE CONOS SEC C CONDO BK 3 PG 58 PB 29 PG 45
Legal Subdivision	WATERS EDGE VILLAGE PH XVII C
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.028-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 BAKERFIELD RD, MADISON, AL 35756-4369
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Deed Document Number	2020-00078751
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	307 WATERS EDGE LN, MADISON, AL 35758-2557
Document Number	0000078752
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 WATERS EDGE LN MADISON AL 357582557, MADISON, AL 35758-2557

Mortgage

Document Number	0000078752
Date	Oct 02, 2020
Instrument	78752

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+13.97%)	$29,280 (+14.02%) Building $29,280	$146,400 (+14.02%) Building $146,400
2023	$1,790.00 (-2.29%)	$25,680 (-2.28%) Building $25,680	$128,400 (-2.28%) Building $128,400
2022	$1,832.00	$26,280 Building $26,280	$131,400 Building $131,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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