303 S Arroyo Dr, Payson, AZ 85541 Property Records

Gila County property record for 303 S Arroyo Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,720 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2019)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-09-098`

Property Details

APN / Parcel Number

Primary APN	`304-09-098`
Alternative APNs	`R032366` `032366`

Interior

Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,612 sqft
Basement Area	1,108 sqft
Finished Basement	1,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R032366
Street Address	303 S ARROYO DR
City	PAYSON
State	AZ
Zip	85541-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 05 TOWNSHIP: 10N RANGE: 10E LOT 91, WILDWOOD, PLAT 595NE1/4 SW1/4 SEC 5 T10N R10E = 0.38 AC(OUT OF 304-09-003)
Legal Range	10E
Legal Township	10N
Legal Section	05
Legal Subdivision	WILDWOOD
Legal Lot Number	91
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 S ARROYO DR, PAYSON, AZ 85541-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Oct 31, 2019	Grant Deed, Transfer · Conventional with PMI GINTER G D & LEACH A J TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	201911817
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0000011817
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 26, 2022
Property Address	303 S ARROYO DR, PAYSON, AZ 85541-4533
Document Number	0000009462
Map Reference	MAP 595
Instrument Date	Jul 8, 2022
Instrument	2022-009462
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	303 S ARROYO DR, PAYSON, AZ 85541-4533

Mortgage

Document Number	0000009463
Date	Jul 26, 2022
Instrument	2022-009463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	303 S ARROYO DR, PAYSON, AZ 85541-4533
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S ARROYO DR, PAYSON, AZ 85541-4533

Mortgage

Document Number	0000016393
Date	Dec 7, 2021
Instrument	2021-016393

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GILA AZ
Recording Date	Oct 31, 2019
Property Address	303 S ARROYO DR, PAYSON, AZ 85541-4533
Document Number	0000011817
Instrument Date	Oct 15, 2019
Instrument	11817
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	303 S ARROYO DR PAYSON AZ 855414533, PAYSON, AZ 85541-4533

Mortgage

Document Number	11818
Date	Oct 31, 2019
Instrument	11818

Lender

Name	GINTER G D & LEACH A J TR (PT)
Address	1207 N EARHART PKWY, PAYSON, AZ 85541-7206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,694 (+2.3%) Land $7,591 Building $46,103	$536,943 (+2.3%) Land $75,910 Building $461,033
2025	$3,489.00 (+7.69%)
2024		$52,488 Land $7,220 Building $45,268	$524,889 Land $72,205 Building $452,684
2023	$3,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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