306 S Arroyo Dr, Payson, AZ 85541 Property Records

Gila County property record for 306 S Arroyo Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1991
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2017)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-09-106`

Property Details

APN / Parcel Number

Primary APN	`304-09-106`
Alternative APNs	`R032398` `032398`

Interior

Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,408 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R032398
Street Address	306 S ARROYO DR
City	PAYSON
State	AZ
Zip	85541-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 05 TOWNSHIP: 10N RANGE: 10E LOT 99, WILDWOOD, PLAT 595NE1/4 SW1/4 SEC 5 T10N R10E = 0.31 AC(OUT OF 304-09-003)
Legal Range	10E
Legal Township	10N
Legal Section	05
Legal Subdivision	WILDWOOD
Legal Lot Number	99
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

306 S Arroyo Dr is owned by two individuals who bought it in June 2017.

Source: Gila County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12130 W JESSIE CT, SUN CITY, AZ 85373-5628
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Deed Document Number	20176204
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	May 4, 2026
Property Address	306 S ARROYO DR, PAYSON, AZ 85541-4532
Document Number	0000004379
Instrument Date	Apr 27, 2026
Instrument	20264379
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ARROYO DR, PAYSON, AZ 85541-4532

Mortgage

Document Number	0000004379,
Date	May 4, 2026
Instrument	20264379

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 22, 2046

Interest

Rate	6.38%
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 28, 2017
Property Address	306 S ARROYO DR, PAYSON, AZ 85541-4532
Document Number	0000006204
Map Reference	MAP595
Instrument Date	Jun 9, 2017
Instrument	2017-006204
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12130 W JESSIE CT, SUN CITY, AZ 85373-5628

Mortgage

Document Number	0000006205
Date	Jun 28, 2017
Instrument	2017-006205

Lender

Name	FT FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 306 S Arroyo Dr was $2,945.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,351 Land $7,212 Building $30,139	$373,517 Land $72,125 Building $301,392
2025	$2,945.00
2024		$36,506 Land $6,857 Building $29,649	$365,056 Land $68,567 Building $296,489
2023	$2,385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 S Arroyo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S Arroyo Dr is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Nearby Properties on S Arroyo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures