303 Rutledge Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 303 Rutledge Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,394 sqft · built 1999
Lot Size	0.005 acres (196 sqft)
Owner	Company Name on File
Last Sale	$515,000 (Feb 2023)
Tax Bill	$9,793 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CQ303`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CQ303`
Alternative APN	`1300085000100002 CQ303`

Interior

Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Lot Area	196 sqft (0.005 acres)

Location & Zoning

Street Address	303 RUTLEDGE CT
City	EDGEWATER
State	NJ
Zip	07020-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR I PH I-VII
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

303 Rutledge Ct is owned by a company that bought it in February 2023.

Source: Bergen County and Edgewater Borough records, as of October 21, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 4, 2020	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	202315698
Deed Book / Page	4942 / 992
Prior Transfer Date	Oct 30, 2015
Prior Transfer Doc	0021212098
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 28, 2023
Property Address	303 RUTLEDGE CT, EDGEWATER, NJ 07020-1660
Document Number	0049420992
Book / Page	4942 / 992
Instrument Date	Feb 14, 2023
Instrument	2023015698
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 PAXTON LN, MONROE TOWNSHIP, NJ 08831-7309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AVE AT PORT IMPERIAL APT 304, 304, WEST NEW YORK, NJ 07093-8419

Mortgage

Document Number	2023015699
Date	Feb 28, 2023
Instrument	2023015699

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 4, 2020
Property Address	303 RUTLEDGE CT, EDGEWATER, NJ 07020-1660
Document Number	0035310280
Book / Page	003531 / 000280
Instrument Date	Jan 17, 2020
Instrument	20026246
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 RUTLEDGE CT EDGEWATER NJ 070201660, EDGEWATER, NJ 07020-1660

Mortgage

Document Number	35310287
Date	Mar 4, 2020
Book Page	003531/000287
Instrument	20026247

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 303 Rutledge Ct was $9,793, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,400 (+3.71%) Land $285,000 Building $332,400	$617,400 (+3.71%) Land $285,000 Building $332,400
2025	$9,793.00 (+6.13%)	$595,300 Land $275,000 Building $320,300	$595,300 Land $275,000 Building $320,300
2024	$9,227.00
2023		$560,600 Land $260,000 Building $300,600	$560,600 Land $260,000 Building $300,600
2022	$8,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Rutledge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 Rutledge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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