104 Rutledge Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 104 Rutledge Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 1999
Lot Size	0.008 acres (350 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Mar 2022)
Tax Bill	$8,329 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CQ104`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CQ104`
Alternative APN	`1300085000100002 CQ104`

Interior

Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Lot Area	350 sqft (0.008 acres)

Location & Zoning

Street Address	104 RUTLEDGE CT
City	EDGEWATER
State	NJ
Zip	07020-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 1158
Legal Subdivision	INDEPENDENCE HARBOR I BLDG 17
Legal Block	85.1
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough assessment roll, APN 13-00085-01-00002-0000-CQ104, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Sep 04, 2001 · Amount on Record
Deed Document Number	202232449
Deed Book / Page	4622 / 268
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 17, 2022
Property Address	104 RUTLEDGE CT, EDGEWATER, NJ 07020-1658
Document Number	0046220268
Book / Page	4622 / 268
Instrument Date	Feb 02, 2022
Instrument	2022032449
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 VANDERWALL, 408, PEACHTREE CITY, GA 30269-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RUTLEDGE CT, EDGEWATER, NJ 07020-1658

Mortgage

Document Number	2022032450
Date	Mar 17, 2022
Instrument	2022032450

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,800 (+3.65%) Land $285,000 Building $239,800	$524,800 (+3.65%) Land $285,000 Building $239,800
2025	$8,329.00 (+6.13%)	$506,300 (+5.17%) Land $275,000 Building $231,300	$506,300 (+5.17%) Land $275,000 Building $231,300
2024	$7,848.00 (+2.2%)
2023		$481,400 Land $260,000 Building $221,400	$481,400 Land $260,000 Building $221,400
2022	$7,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 129 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Starry.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.