105 Rutledge Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 105 Rutledge Ct, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,079 sqft · built 1999
Lot Size0.007 acres (298 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Jul 2008)
Tax Bill$8,589 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN13-00085-01-00002-0000-CQ105

Property Details

APN / Parcel Number

Primary APN13-00085-01-00002-0000-CQ105
Alternative APN
  • 1300085000100002 CQ105

Interior

Building Area1,079 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Lot Area298 sqft (0.007 acres)

Location & Zoning

Street Address105 RUTLEDGE CT
CityEDGEWATER
StateNJ
Zip07020-1658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionINDEPENDENCE HARBOR I
Legal Block85.01
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1003
Census Tract13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedFord Motor Company Edgewater Assembly Plant
listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Rutledge Ct is owned by a company that acquired it in November 2008.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of RecordCompany Name on File
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2008 · Amount on File
Deed SaleJul 30, 2008 · Amount on File
Prior SaleFeb 27, 2006 · Amount on File
Deed Document Number200871798
Deed Book / Page9582 / 394
Last Transfer DateNov 10, 2008
Transfer Doc0096400485
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address105 RUTLEDGE CT, EDGEWATER, NJ 07020-1658
Document Number0034831027
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedApr 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 RUTLEDGE CT #Q105 EDGEWATER NJ 070201658, Q105, EDGEWATER, NJ 07020-1658

Mortgage

Document Number0034831027
DateJan 30, 2020
Book Page003483/001027
Instrument20010545
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 105 Rutledge Ct was $8,589, up 6.2% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$541,800 (+3.77%) Land $285,000 Building $256,800$541,800 (+3.77%) Land $285,000 Building $256,800
2025$8,589.00 (+6.22%)$522,100 Land $275,000 Building $247,100$522,100 Land $275,000 Building $247,100
2024$8,086.00
2023$495,600 Land $260,000 Building $235,600$495,600 Land $260,000 Building $235,600
2022$7,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Rutledge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 82 individual policies
Nearby Flood Policies1,164 units insured
incl. 1,082 condo units
Nearby Flood Claims9 (2010–2024)
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Rutledge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Starry.

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