303 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 303 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1949
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2020)
Tax Bill	$1,725 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-263-013`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-263-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	435 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	180 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	303 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACR CORR 5/10/05 NOTES
Legal Subdivision	BLACK RIVER 01
Legal Tract	1
Legal Block	263
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2002
Census Tract	24000

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 N RIDGE RD E, LORAIN, OH 44055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	May 11, 2005 · Amount on Record
Deed Document Number	2020001448
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 19, 2020
Property Address	303 N RIDGE RD E, LORAIN, OH 44055
Document Number	0000753600
Instrument Date	Mar 13, 2020
Instrument	753600
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N RIDGE RD W LORAIN OH 440533778, LORAIN, OH 44053-3778

Mortgage

Document Number	753601
Date	Mar 19, 2020
Instrument	753601

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,725.00	$46,010 (%) Land $13,840 Building $32,170	$131,460 (-) Land $39,550 Building $91,910
2024	$1,725.00 (+18.72%)	$46,012 (+44.46%) Land $13,843 Building $32,169	$131,460 (+44.46%) Land $39,550 Building $91,910
2023	$1,453.00 (-3.07%)	$31,851 (+%) Land $14,214 Building $17,637	$91,000 (-) Land $40,610 Building $50,390
2022	$1,499.00	$31,850 Land $14,210 Building $17,640
2021			$91,000 Land $40,610 Building $50,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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