277 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 277 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1940
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$95,200 (Oct 1999)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-113-103-016`

Property Details

APN / Parcel Number

Primary APN	`03-00-113-103-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	688 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	435 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	176 sqft
Deck Area	35 sqft
Patio Area	203 sqft
Balcony Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	277 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 417
Legal Subdivision	SHEFFIELD
Legal Block	103
Legal Lot Number	113
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2011
Census Tract	24000

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2040 BAUMHART RD, VERMILION, OH 44089-2778
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Deed Document Number	1999650233
Last Transfer Date	Aug 14, 2020
Transfer Doc	20200774292
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 17, 2020
Property Address	277 N RIDGE RD E, LORAIN, OH 44055-3029
Document Number	0000774292
Instrument Date	Aug 11, 2020
Instrument	774292
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	MILLER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 BAUMHART RD VERMILION OH 440892778, VERMILION, OH 44089-2778

Mortgage

Document Number	774293
Date	Aug 17, 2020
Instrument	774293

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	BAKERSTOWN, PA 15007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (+1.9%)	$44,420 (+0.01%) Land $6,690 Building $37,730	$126,900 (-) Land $19,100 Building $107,800
2024	$1,952.00 (+13.49%)	$44,415 (+43%) Land $6,685 Building $37,730	$126,900 (+43%) Land $19,100 Building $107,800
2023	$1,720.00 (-2.55%)	$31,060 (-) Land $5,772 Building $25,288	$88,740 (-) Land $16,490 Building $72,250
2022	$1,765.00	$31,060 Land $5,770 Building $25,290
2021			$88,740 Land $16,490 Building $72,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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