295 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 295 N Ridge Rd E, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,411 sqft Living Area
Lot Size	14,810 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$80,000 (2020)
Tax Bill	$2,389.00 (2025)

Owner

Source: Lorain County records · APN 03-00-113-103-017

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 N RIDGE RD E, LORAIN, OH 44055-3029
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Oct 21, 2010 · Amount on Record
Deed Doc Number	2020002406
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 11, 2020
Property Address	295 N RIDGE RD E, LORAIN, OH 44055-3029
Document Number	0000759762
Instrument Date	May 07, 2020
Instrument	759762
Transaction Type	Transfer
Record Updated	Jun 01, 2020
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 N RIDGE RD E LORAIN OH 440553029, LORAIN, OH 44055-3029

Mortgage

Document Number	759763
Date	May 11, 2020
Instrument	759763

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00	$55,460 (-0.01%) Land $8,040 Building $47,420	$158,470 (-) Land $22,980 Building $135,490
2024	$2,389.00 (+33.54%)	$55,465 (+69.11%) Land $8,043 Building $47,422	$158,470 (+69.11%) Land $22,980 Building $135,490
2023	$1,789.00 (-2.51%)	$32,799 (%) Land $6,948 Building $25,851	$93,710 (-) Land $19,850 Building $73,860
2022	$1,835.00	$32,800 Land $6,950 Building $25,850
2021			$93,710 Land $19,850 Building $73,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 10% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-113-103-017`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	1,411 sqft Living Area
1st Floor	1,924 sqft 1st Floor
2nd Floor	784 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	14,810 sqft (0.339 acres)
Depth X Width	269 ft x 56 ft Depth x Width

Exterior Amenities

Total Buildings	2 Total Buildings
Patio Area	36 sqft Patio
Porch	Open Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating

Location & Zoning

Street Address	295 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3029
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.41 AC
Legal Subdivision	SHEFFIELD
Legal Block	103
Legal Lot Number	113
Jurisdiction	LORAIN OH
Minor Civil Division	SHEFFIELD
Census Blockgroup	2
Census Block	2011
Census Tract	24000