303 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 303 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,436 sqft · built 1935
Lot Size0.158 acres (6,864 sqft)
Owner2 Individual Names on Record
Last Sale$119,500 (Aug 1995)
Tax Bill$6,714 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-108-009

Property Details

APN / Parcel Number

Primary APN06-14-108-009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,436 sqft Living Area
Gross Area2,393 sqft
Basement Area957 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Lot Area6,864 sqft (0.158 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address303 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 10 BLOCK 3
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block3
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3014
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 COMMONWEALTH, ELGIN, IL 60123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 1995 · Amount on Record
Deed SaleAug 3, 1995 · Amount on Record
Deed Document Number199543639
Deed Book / Page1113 / 542
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,714.00 (+15.84%) Homeowner's exemption$96,006 (+8.57%) Land $22,201 Building $73,805$288,133 (+8.57%) Land $66,630 Building $221,504
2024$88,428 (+21.39%) Land $20,449 Building $67,979$265,390 (+21.44%) Land $61,372 Building $204,019
2022$5,796.00 (+4.62%) Homeowner's exemption$72,844 (+6.96%) Land $16,845 Building $55,999$218,532 (+6.96%) Land $50,535 Building $167,997
2021$5,540.00 Homeowner's exemption$68,104 Land $15,749 Building $52,355$204,312 Land $47,247 Building $157,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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