Kane County property record for 287 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1907 |
| Square Footage | 1,874 sqft Living Area |
| Lot Size | 7,920 sqft (0.182 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $198,500 (2004) |
| Tax Bill | $7,902.00 (2025) |
| Primary APN | 06-14-152-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,643 sqft Gross Area |
| Basement Area | 769 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Custom Design Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,920 sqft (0.182 acres) |
| Depth X Width | 132 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 287 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5263 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN LOT 14 BLOCK 4 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-152-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 N COMMONWEALTH AVE, ELGIN, IL 60123-5263 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 02, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2004 · Amount on Record |
| Deed Sale | Sep 02, 2004 · Amount on Record |
| Deed Doc Number | 2004116667 |
| Last Transfer Date | Sep 07, 2019 |
| Transfer Doc | 0000046353 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 287 N COMMONWEALTH AVE, ELGIN, IL 60123-5263 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016205 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022K016205 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 02, 2019 |
| Property Address | 287 N COMMONWEALTH AVE, ELGIN, IL 60123-5263 |
| Document Number | 0000046353 |
| Instrument Date | Sep 07, 2019 |
| Instrument | 2019K046353 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 287 N COMMONWEALTH AVE, ELGIN, IL 60123-5263 |
| Document Number | 0000046354 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 2019K046354 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,902.00 (+15.85%) Homeowner's exemption | ||
| 2024 | $102,781 (+21.39%) Land $20,212 Building $82,569 | $308,466 (+21.44%) Land $60,660 Building $247,806 | |
| 2022 | $6,821.00 (+4.5%) Homeowner's exemption | $84,668 (+6.96%) Land $16,650 Building $68,018 | $254,004 (+6.96%) Land $49,950 Building $204,054 |
| 2021 | $6,527.00 Homeowner's exemption | $79,159 Land $15,567 Building $63,592 | $237,477 Land $46,701 Building $190,776 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures