Kane County property record for 290 N Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,247 sqft · built 1928 |
| Lot Size | 0.129 acres (5,618 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Mar 2019) |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-151-010 |
| Primary APN | 06-14-151-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 831 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 5,618 sqft (0.129 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 290 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN EXCEPT WEST 60 FT LOT 1 BLOCK 3 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 290 N COMMONWEALTH AVE, ELGIN, IL 60123-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO |
| Mar 26, 2019 | Executor's Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Prior Sale | Nov 29, 2004 · Amount on Record |
| Deed Document Number | 201911498 |
| Prior Transfer Date | Jun 14, 1999 |
| Prior Transfer Doc | 0000080455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 290 N COMMONWEALTH AVE, ELGIN, IL 60123-5211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000061084 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019K061084 |
| Name | FIRST CENTENNIAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 26, 2019 |
| Property Address | 290 N COMMONWEALTH AVE, ELGIN, IL 60123-5211 |
| Document Number | 0000011498 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019K011498 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 320 COTTNBMOD, SCHAUMBURG, IL 60193 |
| Document Number | 0000011499 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019K011499 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,642.00 (+15.79%) Homeowner's exemption | $68,857 (+8.57%) Land $18,586 Building $50,271 | $206,654 (+8.57%) Land $55,780 Building $150,873 |
| 2024 | $63,422 (+21.39%) Land $17,119 Building $46,303 | $190,342 (+21.44%) Land $51,378 Building $138,965 | |
| 2022 | $4,009.00 (+4.89%) Homeowner's exemption | $52,245 (+6.96%) Land $14,102 Building $38,143 | $156,735 (+6.96%) Land $42,306 Building $114,429 |
| 2021 | $3,822.00 Homeowner's exemption | $48,845 Land $13,184 Building $35,661 | $146,535 Land $39,552 Building $106,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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