303 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 303 Michoacan Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,507 sqft · built 2010
Lot Size	0.217 acres (9,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,433 (Feb 2025)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-68002-200`

Property Details

APN / Parcel Number

Primary APN	`989-68002-200`
Alternative APN	`395206`

Interior

Stories	2 Stories
Building Area	3,507 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	1,591 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,461 sqft (0.217 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	30 sqft
Porch	Open Porch
Porch Area	325 sqft

Location & Zoning

Street Address	303 MICHOACAN LOOP
City	LAREDO
State	TX
Zip	78045-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 2, LOT 20, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	4
Legal Block	2
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2029
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 MICHOACAN LOOP, LAREDO, TX 78045-6641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 16, 2022	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	20251549616
Deed Book / Page	5782 / 289
Record Updated	Oct 29, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 10, 2025
Property Address	303 MICHOACAN LOOP, LAREDO, TX 78045-6641
Document Number	005782/289
Book / Page	5782 / 289
Map Reference	VOL 28 PG 26
Instrument Date	Feb 5, 2025
Instrument	1549616
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	303 MICHOACAN LOOP, LAREDO, TX 78045-6641

Mortgage

Document Number	0001549617
Date	Feb 10, 2025
Instrument	1549617

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 16, 2022
Property Address	303 MICHOACAN LOOP, LAREDO, TX 78045-6641
Document Number	005233/642
Book / Page	5233 / 642
Map Reference	VOL 28 PG 26-28
Instrument Date	Mar 7, 2022
Instrument	1461481
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MICHOACAN LOOP, LAREDO, TX 78045-6641

Mortgage

Document Number	0001461482
Date	Mar 16, 2022
Instrument	1461482

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,634 (-0.67%) Land $142,856 Building $309,778	$452,634 (-0.67%) Land $142,856 Building $309,778
2025	$2,245.00 (-18.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$455,696 (+10.09%) Land $142,856 Building $312,840	$455,696 (+10.09%) Land $142,856 Building $312,840
2024	$2,757.00 (+3.49%)
2023		$413,947 Land $123,651 Building $290,296	$413,947 Land $123,651 Building $290,296
2022	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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