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225 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 225 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,817 sqft · built 2011
Lot Size0.19 acres (8,280 sqft)
Owner2 Individual Names on Record
Last Sale$223,800 (Aug 2018)
Tax Bill$1,718 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68002-170

Property Details

APN / Parcel Number

Primary APN989-68002-170
Alternative APN
  • 395203

Interior

Stories1 Story
Building Area1,817 sqft Living Area
Gross Area2,292 sqft
1st Floor Area1,817 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,280 sqft (0.19 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
Pool House315 sqft
PorchOpen Porch
Porch Area509 sqft

Location & Zoning

Street Address225 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 2, LOT 17, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block2
Legal Lot Number17
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2029
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 MICHOACAN LOOP, LAREDO, TX 78045-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Aug 13, 2018Vendor's Lien, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleAug 5, 2011 · Amount on Record
Deed Document Number20181336976
Deed Book / Page4462 / 820
Prior Transfer DateAug 10, 2018
Prior Transfer Doc004462/820
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address225 MICHOACAN LOOP, LAREDO, TX 78045-6634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4792/298
DateJun 2, 2020
Book Page4792/298
Instrument1393296
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

August 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 13, 2018
Property Address225 MICHOACAN LOOP, LAREDO, TX 78045-6634
Document Number004462/820
Book / Page4462 / 820
Map ReferenceVOL 28 PG 26-28
Instrument DateAug 10, 2018
Instrument1336976
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 MICHOACAN LOOP, 225, LAREDO, TX 78045-6634

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 GARFIELD ST, LAREDO, TX 78040-7949

Mortgage

Document Number0001336977
DateAug 13, 2018
Instrument1336977
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,247 (+0.19%) Land $125,934 Building $214,313$340,247 (+0.19%) Land $125,934 Building $214,313
2025$1,718.00 (-18.5%) Homeowner's exemption$339,617 (+10.79%) Land $125,934 Building $213,683$339,617 (+10.79%) Land $125,934 Building $213,683
2024$2,108.00 (+17.7%)
2023$306,528 Land $109,044 Building $197,484$306,528 Land $109,044 Building $197,484
2022$1,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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